Simple, Transparent Pricing
Choose the service level that fits your needs. All packages include our core strategy development.
Discovery Call
Start here. A no-obligation conversation to explore your situation and see if we're a good fit.
- 30-minute video call
- Discuss your spending patterns
- Review current card setup
- Identify immediate opportunities
- Get honest assessment of potential value
- No commitment required
Complete Strategy
Everything you need to maximize your rewards with minimal effort. Our full-service package.
- Complete spending analysis
- Custom 2-3 card strategy
- 60-minute strategy presentation
- Written strategy guide
- Wallet reference card
- Earnings projections
- Application guidance
- 30 days email support
The Partnership
Complete Strategy plus ongoing optimization as your life and the card landscape evolve.
- Everything in Complete Strategy
- Quarterly strategy check-ins
- Annual full re-optimization
- Priority email support
- New card opportunity alerts
- Life change adjustments (new job, relocation, etc.)
- Annual fee negotiation guidance
Add-On Services
Quick Strategy Refresh
$99
Annual tune-up for existing clients. Review spending changes, evaluate new cards, make minor adjustments.
Business Card Integration
$199
Optimize your business spending alongside personal. Available as add-on to Complete Strategy package.
"Two - Player Strategies"
$149
Coordinate strategy for couples or household partners. Maximize combined earning potential.
Redemption Planning
$99
Personalized guidance on how to redeem your points for maximum value for a specific trip or goal.
Understanding the Investment
Typical Client Results
Our average client increases their annual rewards earnings by $750+ through better card selection and strategy. This means the Complete Strategy package typically pays for itself within 3-6 months.
What You're Really Buying
You're not just paying for advice—you're buying back your time. The hours you'd spend researching cards, analyzing spending patterns, and optimizing categories are worth far more than our fee. We compress months of learning into a few focused sessions.
Opportunity Cost
Every month without an optimized strategy is money left on the table. If you're spending $4,000/month on credit cards and earning an average of 1.5% back instead of 4%, that's $100 per month ($1,200/year) in missed rewards. How long have you been leaving this money unclaimed?
Our Commitment
If we can't identify at least $500 in annual additional value from optimizing your credit card strategy, we'll tell you in the discovery call and won't take your money. We only work with clients where we're confident we can deliver meaningful results.
Additionally, if you're not satisfied with your strategy within 30 days of delivery, we'll revise it at no additional charge or provide a full refund. Your only risk is the time spent on our calls.
DIY vs. GenXpertRewards
Pricing Questions
Do you offer payment plans?
Currently we require full payment upfront for the Complete Strategy package. However, considering the typical ROI timeline of 3-6 months, many clients use a 0% APR credit card to spread the cost interest-free. (Yes, we can help you find the right card for that too!)
What if I only spend $1,000-2,000 per month?
We'll be honest in the discovery call about expected value. For lower spending levels, the Complete Strategy might still be worth it, but we want you to have realistic expectations. We may recommend starting with just the discovery call and some quick wins.
Can I upgrade later?
Absolutely! If you start with the Complete Strategy and later want Annual Partnership benefits, we'll credit your initial fee and just charge the difference.
Do you charge for the discovery call?
No, never. The discovery call is completely free with no obligation. We want you to have all the information you need to make a confident decision.
Ready to Stop Leaving Money on the Table?
Start with a free discovery call. We'll assess your situation and show you exactly what's possible.
Schedule Your Free Call30 minutes · No obligation · Clear path forward